Missouri MOScholars,
built into the dashboard.

How MOScholars works

MOScholars is Missouri's education savings account program with a structural difference from most state ESAs: it is funded by tax-credited donations (joined by direct appropriations as of 2026), and accounts are administered through educational assistance organizations (EAOs) approved by the Missouri State Treasurer's office. The base award runs up to 100 percent of the State Adequacy Target ($7,145 for FY2026), with higher tiers up to 125 percent for free and reduced lunch students, 160 percent for limited English proficiency, and 175 percent for students with an IEP.

Platform note for 2026-27: the Treasurer's office announced in June 2026 that Odyssey will administer MOScholars (applications, payments, program administration) starting with the 2026-27 school year, replacing ClassWallet. Families direct tuition payments from their account to approved schools; the operator receives the deposit in their business bank account. Because part of the funding depends on donation volume, enrollment-time confirmation with the family's EAO remains a habit worth keeping.

Becoming a MOScholars provider

Providers register through the MOScholars program process and complete payment setup on the program platform (Odyssey from 2026-27): business registration, a W-9 matching the legal name, your tuition and fee schedule, and background check coverage where required. Confirm category-specific requirements with the program; CohortLedger marks unconfirmed items as such.

CohortLedger's Missouri vendor wizard carries these steps with per-step document tracking and renewal reminders.

Reporting cadence and operator obligations

Operators keep enrollment, attendance, and tuition records per scholarship student and meet the program's periodic reporting expectations. The compliance calendar ships with a quarterly attendance and progress task plus the annual provider renewal, recurring automatically with reminders before each due date.

What CohortLedger does for Missouri operators

Per-student award tracking, quarterly invoices split into scholarship and family-paid portions, platform deposit reconciliation against your bank account, and a one-click audit packet with dated attendance and compliance entries. The Missouri checklist loads the moment you pick MO at signup.